NAHU represents licensed health insurance agents, brokers, consultants and benefit professionals who serve the health insurance needs of employers and individuals seeking health insurance coverage.
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Containing Healthcare Costs

By far, the greatest access barrier to health insurance coverage in America today is cost. Constraining skyrocketing medical costs is the most critical—and vexing—aspect of healthcare reform. The cost of healthcare delivery is the key driver in rising health insurance premiums and it is putting the cost of health insurance coverage beyond the reach of many Americans.

There is no one magic answer to healthcare cost containment, and there are many reasons healthcare costs are skyrocketing. Addressing this massive societal problem requires a multitude of comprehensive actions both by individual citizens and their government. While the Patient Protection and Affordable Care Act (PPACA) does make an attempt to control the cost of healthcare, specifically by incentivizing wellness programs, promoting transparency and establishing entities such as Accountable Care Organizations, other programs must be enacted to fully realize any cost containment potential in the healthcare system. NAHU believes there are a number of steps Congress could take to help reduce both government and private-sector healthcare costs and promote medical care cost containment amongst all Americans.


Cost Containment Issue Summary
An overview of NAHU's overall ideas for containing soaring medical care costs.

Accountable Care Organization (ACO) White Paper
NAHU developed a white paper that examines one of the PPACA’s primary cost saving measures, Accountable Care Organizations (ACO). Section 3022 of the legislation provides for the constructs of a program that will financially incent healthcare providers and hospital systems to offer coordinated care to Medicare beneficiaries in a cost-effective way. This model has the potential to dramatically transform the cost and quality of coverage in the American healthcare system.

NAHU’s Comment Letter on Wellness Programs
NAHU provided detailed commentary on the proposed Wellness Program Regulation.

A Bipartisan Rx for Patient-Centered Care and System-Wide Cost Containment
In April 2013 the Bi-Partisan Policy Center published a paper that examines the underlying drivers of healthcare costs in America. The paper also outlines several long-term, cost-saving proposals that aim to strengthen the United States healthcare system.

NAHU's Did You Know Video? on Cost Containment and Price Transparency
The first in a series of brief videos by NAHU's Education Foundation highlighting the lack of medical care price transparency in the U.S. and its impact on overall medical care costs and quality.