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New COBRA Requirements

The American Recovery and Reinvestment Act of 2009 includes provisions regarding COBRA requirements for employers that went into effect March 1, 2009. The following are resources for health care insurance professionals to use to better advise your clients.

Federal Government COBRA Resources

U.S. Department of Labor

Issues Model Notices
The U.S. Department of Labor has issued guidance and model notices for employer requirements in communicating the workings of the new COBRA premium subsidy created in the American Recovery and Reinvestment Act (PL 111-5). Helpful information on this page includes general notices as well as notices about extended elections periods.

Changes to Employer COBRA Requirements
Access the main U.S. Department of Labor COBRA subsidy site for additional information, including a link to subscribe to updates. Helpful information on this page includes details on premium reduction and FAQs on several topics.

American Recovery and Reinvestment Act Briefing
Employee Benefits Security Administration of the Department of Labor released a slide presentation of a compliance assistance webcast.

Guidelines for Appealing Denials of COBRA Subsidies
The Department of Labor issued guidance that outlines an appeals process for eligible individuals who are denied premium subsidies for COBRA group health plan continuation coverage and want to appeal.

U.S. Department of the Treasury

IRS COBRA Information
View information concerning the Stimulus Bill changes to employer COBRA requirements from the Department of the Treasury.

IRS Involuntary Termination Q&A
Find out what circumstances constitute an involuntary termination and individual eligibility.

NAHU Resources

COBRA Subsidy Program Frequently Asked Questions
Members can reference this FAQ document to help their employer clients and employees understand the new regulations.

Education

Members can access a free recording of NAHU's COBRA Training Webinar by logging in to My NAHU and selecting the "COBRA Training" link on the index page.

For more information concerning the COBRA webinar, please contact NAHU's Education Department.