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National Association of Health Underwriters - Protecting the Consumer's Future
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High-Risk Health Insurance Pools

The most common way states provide people with serious medical conditions with access to private individual health insurance coverage is through the creation of a high-risk health insurance pool. Consumers in these pools have access to comprehensive private coverage plans, but pay slightly more than the average individual market premium due to their health conditions. This section provides an overview of each state high-risk pool, including eligibility requirements, rate restrictions, preexisting condition requirements, covered services, cost information and contact information.

Alabama
Alaska
Arkansas
California
Colorado
Connecticut
Florida
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Mexico
North Carolina
North Dakota
Oklahoma
Oregon
South Carolina
South Dakota
Tennessee
Texas
Utah
Washington
West Virginia
Wisconsin
Wyoming