NAHU represents licensed health insurance agents, brokers, consultants and benefit professionals who serve the health insurance needs of employers and individuals seeking health insurance coverage.
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Board of Trustees

President James R. Stenger
President Elect Michael A. Embry
Vice President Russell Lee Rice
Treasurer Patricia A. Griffey
Secretary R. Dane Rianhard
Immediate Past President Donald W. Goldmann
Region I Vice President Paul E. Smith
Region II Vice President Erica Hain
Region III Vice President Denise VanPutten
Region IV Vice President Alycia Riedl
Region V Vice President Julian E. Lago
Region VI Vice President Kelly Don Fristoe
Region VII Vice President Rosanne Wolfe
Region VIII Vice President Linda Rose Koehler
Legislative Council Chair David Mordo
Membership Council Chair Paige W. Phillips
Executive Vice President and CEO Janet Trautwein

President James R. Stenger


Jim started in the health insurance business in 1973. He has experience across many disciplines in group health insurance and employee benefits.

From 1973 through 1986, he worked at two major insurance companies and two international insurance brokerage firms. He joined a third-party administration firm in 1986 and grew it into one of the largest general agencies in the northeast. In 2010, he sold his company to BenefitMall where he served for two years as director of business development in New Jersey.

He and his wife Marilyn reside in southwest Florida where they dedicate their efforts to helping health insurance brokers develop their leadership, practice management, strategic planning and marketing techniques.

Jim can be contacted at JamesRStenger@gmail.com or 973-951-6373.

President Elect Michael A. Embry


For the past 29 years, Mike has dedicated his career to the insurance industry, its agents and clients. In 1989, Mike founded and ran his own small benefits planning agency. Then, in 1996, Mike founded the employee benefits practice at Michigan-based Comerica Insurance Services. In 2014, Mike purchased the employee benefits practice from Comerica and opened Comprehensive Benefits, Inc. His areas of practice are small group benefits, mid-size group benefits, worksite voluntary benefits and small and mid-size self-funded plans.

Mike has been a very active member of NAHU since 1993 and has received NAHU’s Distinguished Service Award and Legislative Achievement Award and annually receives the Triple Crown award since its inception in 2004. Mike became a lifetime and qualifying member of Leading Producers Round Table (LPRT) in 2009 and has been a member of the Soaring Eagle Club for the past three years.

Prior to being elected to NAHU’s Executive Committee, Mike served as the Region III vice president from 2010 through 2013. Before these roles, he held numerous leadership positions in Michigan, including president of Michigan AHU, president of Metro Detroit AHU and legislative chairperson for both Metro Detroit and Michigan AHU. He also had the pleasure of serving as Region III HUPAC chairperson.

Mike can be contacted at membry@comcast.net or 248-221-1601.

Vice President Russell Lee Rice


Rusty entered the industry in 1993 and is currently the regional vice president of sales for Avesis Incorporated based in San Antonio, TX. Avesis is a 100% broker driven national vision, dental and hearing benefits company for groups with two or more employees. His current territory includes Texas, Oklahoma and Louisiana. Rusty also markets employer group medical gap plans for the western half of the United States and assists his company with healthcare reform presentations.

Rusty can be contacted at rrice@avesis.com or 210-384-8103.

Treasurer Patricia A. Griffey


Patricia Griffey has been an NAHU member since 1997. She previously owned and operated a group benefits general agency and currently specializes in individual Medicare products for The Healy Group in South Bend, IN. Pat was co-founder of the Greater Northern Indiana AHU in 1998, has continuously served in leadership positions on both the state and local levels.

Pat can be contacted at PGriffey@healygroup.com or 574-271-4111.

Secretary R. Dane Rianhard


Dane has over 24 years of experience in insurance and benefit planning. His foundation of knowledge and experience built on the fundamentals of life insurance and risk planning, allow him to educate clients and bring them a clear overview of pertinent issues in the marketplace. His skill as a negotiator and his long-standing relationships with insurance carriers enhance his value as an advisor to his clients.

Dane is a great listener and he brings a sincere, empathetic style to his consultations with business owners, CEOs, CFOs, human resource managers and their employees. Dane is a founding principal at TriBridge and works as a senior consultant primarily to the employers of larger workforces.

Progressive best practices in the management of population health, risk factors, plan design and long-term stabilization of healthcare inflation are areas of expertise for Dane. Dane is actively involved health insurance legislation and has advised the IRS on many aspects of PPACA.

He lives outside Frederick, MD, with his wife, Teresa. He is the proud father of two daughters and two step-daughters.

Dane can be contacted at dane.rianhard@tribridgepartners.com or 410-659-3719.

Immediate Past President Donald W. Goldmann


Don Goldmann has worked as an agent, manager, vice president, general brokerage agent, owner and consultant for over 35 years.

Currently, he serves as the vice president of the Word & Brown University. Prior to that, he was the vice president of national sales.

Don helped to build a successful general agency with Harry Gousha and worked to affect the sale of that company to CIMS/WellPoint.

Don have served as the vice president of customer service and later as the vice president of provider relations for MetLife HealthCare Network.

He began as a life insurance salesman with Massachusetts Mutual out of the Ray Paul Agency in Rockford, IL.

While Don has had experience in all phases of the industry, he currently focus on consulting concerning the understanding and application of federal and California laws related to health insurance as well as providing training in salesmanship, motivation and wellness.

Don can be contacted at dgoldmann@wordandbrown.com or 714-567-4359.

Region I Vice President Paul E. Smith


Paul Smith has been an insurance professional since 1973. Since 1989, he has owned Paul E. Smith Insurance, LLC. His focus has always been on small businesses developed through networking local Chamber of Commerces.

Paul has been a member of NAHU since 1997, serving on the state board since 2007. He served as Connecticut AHU president from 2010 until 2012. From 2009 to 2012, he served as the Region I HUPAC chair and then in 2013 he was HUPAC’s vice chair and the chair in 2014.

Paul has been married to Patti since 1989.

Paul can be contacted at paul@paulesmithinsurance.com or 860-276-9181.

Region II Vice President Erica Hain


Erica is vice president of the benefits division for Pennsylvania at Keystone Insurers Group. She works directly with agency partners and their clients. Her focus is on reducing costs to maximize the value of an employer's health, ancillary, worksite and voluntary benefit programs. Using a consultative approach, along with account management, she provides solid benefit solutions and helps employers manage absence and disability. Through attention to employee wellness and removing the burden of healthcare reform compliance from employers, she provides the resources to help them do the job they need to do.

A graduate of Lycoming College, Erica started her vocation in the insurance industry at Penn Group Financial, one of the original Keystone partners. Throughout her career, Erica has worked directly with employers and agents, has acted as the liaison between agents and carriers as a general agent and built lasting relationships along the way.

Erica is actively involved in her local Society of Human Resource Management organization as well as NAHU. At NAHU she has served in several chair positions locally, at the state level and nationally. She is the past local president of the Central Pennsylvania AHU, past president of the Pennsylvania State AHU, served twice as national chair for the Chapter Leadership and Development Committee and, most recently, served as the national chair for the Membership Council on the NAHU Board of Trustees. She has been awarded the Triple Crown and the NAHU Presidential Service Award in 2015.

Erica can be contacted at ehain@keystoneinsgrp.com or 570-473-1356.

Region III Vice President Denise VanPutten


For over 25 years Denise has been dedicated to making a difference in the lives of the people she touches every day. Her entire career has been focused in employee benefits and strategic planning. Denise’s passion is to reach the employees of each of her clients, educating them and guiding them through the complexities of healthcare reform and the compliance that surrounds it. She has been a member of NAHU since 1999 and has served as an officer of her local, state and regional chapters. Denise was selected to lead the NAHU Membership Council in 2001, 2012 and most recently the regional vice president of Region III.

Denise can be contacted at denise.vanputten@hubinternational.com or 616-826-5884.

Region IV Vice President Alycia Riedl


Alycia Riedl has over 15 years of experience with best-in-class companies and partners in the health insurance, employer and broker markets. She has a track record of building strategic partnerships and has a strong reputation among customers, industry leaders and co-workers.

Alycia has an in depth understanding of current health care trends and potential reform impacts that affect employers today. Alycia is an expert in public and private health care exchanges and the strategies that can be built around them. She is a seasoned consultant with a thorough knowledge of employee benefits and markets and the pressures that her clients face.

Alycia can be contacted at alycia.riedl@willis.com or 612-916-3263.

Region V Vice President Julian E. Lago


Julian entered the insurance industry as a college agent with New England Life and shortly after graduation, moved to Florida and became an agent with Northwestern Mutual Life. His professional career includes positions as vice president of life and health at Walton Insurance/Acordia of south Florida and regional property and casualty agencies. Over the past several years, Julian has expanded his practice to include consulting for a variety of companies in the healthcare field, including TPA's, direct primary care providers, online agencies, private exchanges, and health and wellness organizations.

When Julian is not at work or traveling for business you can find him enjoying time with his wife and four children.

Julian can be contacted at golago@yahoo.com or 561-262-4499.

Region VI Vice President Kelly Don Fristoe


Kelly Fristoe began his insurance career in March of 1990 in Lubbock, TX. A year later, he relocated to Wichita Falls, TX, and joined NAHU through the Texoma AHU. Since then Kelly has served as president of the Texoma AHU and has served as the president of the Texas AHU and now as NAHU’s Region IV vice president. It is his firm belief that his involvement in this association is what has primarily contributed to his success as a health insurance professional.

Kelly can be contacted at kfristoe@wf.net or 940-322-6277.

Region VII Vice President Rosanne Wolfe


Rosanne Wolfe began her career in the insurance industry in 1986. For eight years she worked for major insurance carriers. Rosanne founded Wolfe Insurance & Consultants, LLC, in 1996, specializing in small group benefits and the individual markets, including Medicare products. She has been involved in NAHU since 1989 at the local, state and national levels. Rosanne likes helping people make good decisions.

Rosanne can be contacted at rosanne@wolfeinsurance.com or 520-529-4653.

Region VIII Vice President Linda Rose Koehler


Linda Rose has been in the health insurance industry since 1986. Since first joining Inland Empire AHU in 1990, she has stayed active in NAHU, many chapters and two states, including being chapter president in three different chapters: Past NAHU awards chair, past CAHU president, CAHU PAC Executive Board member, Golden Gate AHU member and Region VIII vice president.

Linda Rose manages the health division of Herzog Insurance Agency in Pleasanton, CA. She has three grandchildren. She resides in Livermore with her Siberian Husky, and soon twin grandchildren.

Linda Rose can be contacted at linda.rose@herzogins.com or 925-734-0530.

Legislative Council Chair David Mordo


David started his insurance career in 1980 as a sales representative with Metropolitan Life Insurance Company in his hometown of Brooklyn, New York. In 1985, he branched out on his own, leaving Metropolitan and opening D. Mordo & Associates LLC in New York City selling individual life and disability insurance, group health and life insurance, and annuities.

David sold his agency in 1994 after having moved to Middletown, New Jersey and took a job as a sales representative with Colburn Insurance Services in Manasquan, NJ, selling group health insurance products and also started to recruit brokers to the agency.

In December of 2000, Dave went to work at Walsh Benefits, an employee benefits general agency located in Fair Haven, NJ, where he directed the small group operations department.

In July of 2013, Dave was named vice president of education, compliance and Medicare operations for Walsh Benefits. In that capacity, Dave worked with the agency’s brokers to prepare them for changes in the industry as a result of the Affordable Care Act.

After 14 and a half years with Walsh, Dave moved on to Slattery GA, a division of the Arthur J. Gallagher & Company, where he is the director of compliance and broker education.

In his 36 years in the industry, Dave has focused on consulting with small and large employers in the area of ERISA, HIPAA and PPACA and other employer issues concerning healthcare and health insurance. His advocacy on behalf of employers has taken him to the halls of Albany, Trenton and Washington, D.C. where he speaks with state and federal legislators and regulators.

Dave teaches continuing education courses to brokers, holds presentations to employer groups, conducts webinars and writes a monthly newsletter and blog.

David can be contacted at mordode@comcast.net or 732-688-3595.

Membership Council Chair Paige W. Phillips


Paige Phillips began her insurance career in 1982 with Protective Life in Birmingham, AL, and has been an independent life and health agent for over 25 years. She is currently the employee benefits director for AWM, Inc., located in Birmingham, AL.

She has served in various leadership positions on both the Birmingham and Alabama Association of Health Underwriters boards, including president of both chapters. Currently she serves as the state executive director of the Alabama Association of Health Underwriters—a title she has held for 17 years.

Ms. Phillips is a Lifetime Qualifier of NAHU’s Leading Producers Round Table. She has received numerous industry awards, including the NAHU Distinguished Service Award, as well as the prestigious John Galloway Memorial Award, given annually to one person in the state of Alabama who exemplifies both leadership and professionalism in the insurance industry.

Her general area of practice is employee worksite marketing and employer paid benefits.

Paige can be contacted at paige@awm.cc or 205-995-4467.

Executive Vice President and CEO Janet Trautwein


Janet Trautwein is the chief executive officer of NAHU in Washington, DC. NAHU represents more than 100,000 employee benefits professionals involved in the design, sale, implementation and management of health plans all over the United States. Her responsibilities include oversight of all NAHU activities and primary representation of the association to the public. A frequent speaker on health policy issues, Janet has been asked to testify before Congress numerous times, and has been published in major newspapers and has appeared on hundreds of radio and television programs around the world.

Janet can be contacted at jtrautwein@nahu.org or 202-552-5060.